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Public Liability Insurance For Direct Payments


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#1 Lucydog

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Posted 15 September 2009 - 10:07 AM

Hi
can anyone point me in the direction of where I can get liability insurance? We are just about to emply 2 people using our direct payments. Ive used an agency before but now its up to me and Im not really sure what Im looking for.

thanks
L

#2 Scribbler

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Posted 15 September 2009 - 10:19 AM

View PostLucydog, on Sep 15 2009, 11:07 AM, said:

Hi
can anyone point me in the direction of where I can get liability insurance? We are just about to emply 2 people using our direct payments. Ive used an agency before but now its up to me and Im not really sure what Im looking for.

thanks
L

Hi Lucydog,

I've been using the Direct Payments system for years. I employ my own Carers and find it much better than Agency Care, as the Agencies take a huge slice of money.

I get my Public Liability Insurance from a Specialist Company and pay for it using money from my Care Account, its fine to do that as its part of your care.

I use Fish Insurance here is their website link, http://www.fishinsurance.co.uk/

I hope this has been of help. Just make sure you keep good records, it doesn't take a lot of effort, and I find it helps to keep hard copies of everything in case someone what's to see them.

Good luck

Mike
You can PM me any time if you want any other advice on Direct Payments.

Edited by Scribbler, 15 September 2009 - 11:55 AM.

True Happiness can only be achieved if you share it with someone. Scrib's

#3 Tinbasher

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Posted 15 September 2009 - 11:41 AM

Yep FISH is the most poular provider and their "enhanced" policy will cover you for employment isues as well.

Tom
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#4 Lucydog

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Posted 15 September 2009 - 12:23 PM

thanks, I had a look and think I will go with the enhanced policy.
cheers
L

#5 Tinbasher

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Posted 15 September 2009 - 08:01 PM

Remember that it gets paid out of the DP in case they try it on!

Doesn't your county have a DP support service?

Check here.. http://www.ncil.org.uk/

Tin
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