[lynne]

Can anybody out there tell me if you can insure a powerchair or/and an ordinary push wheelchair. Would it come under your household insurance or would it be like insuring a car. My son's wheelchair is presently with him in the hospital so how do I get around this one. I would hate for anything to happen to it as it is worth a lot of money and I could not afford to replace it.

Lynne

[kanga2433]

I had to check this before going to Dublin last year. It ought to be covered by the household insurabce; at least my household insurance covered mine. However, it might be worth seeing if a broker could do insurance especially for it if it is expensive. Check out www.spinal.co.uk for suitable insurance brokers

[russ1]

My household insurance (a pretty expensive and comprehensive policy) only cover wheelchairs upto an amount I forget but which was much lower than the value of my titanium chair, they wanted a fortune to cover it for it's full value.

Fish Insurance do decent wheelchair policies although if you're looking at a power chair some of the policies covering mobility scooters from the major companies can be used, policies for power chairs / mobility scooters often also provide breakdown cover which might be an added bonus.

[lynne]

Thanks for the replies folks. Will ring my broker and see what they have to say.

Lynne

[Valo]

I've got my manual titanium chair insured on my house insurance with barcleys bank(uk). It's valued at £3k and if memory serves me I'll get a good payeout should the unthinkable happen . I think its also insured for outdoor claims as it's an item used both inside/outside use like a mobile phone, so if it breaks while I'm outside I'm covered.

I'll check my policy and get back to you!