Hi, I'm off to Thailand on the 25th oct, and the insurance companies I've tried won't cover the Spinal injury or the the Colitis I've been diagnosed with exept 1 company. And the want just short of £1000 ($2000) !
Surly theres a company out there that specialises in disabled travel insurance?
I'll be going soon so any quick responses would be much apprieciated.
Cheers.
0
Travel insurance for the disabled !?!
Started by
Lucky
, Oct 17 2006 04:39 PM
7 replies to this topic
Top#2
russ1
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Posted 17 October 2006 - 04:44 PM
I've had good experiences getting cover from Tesco's in the past - At present I'm covered with the free insurance that comes with my Bank Account (HSBC) who have confirmed (in writing) that my paraplegia is covered.
My experience is that they shoudn't load the cover if you're SCI but will if you've had either a pressure sore or a UTI in the previous 12 months (at least that was with Tesco's) - My cover for a ski trip to the USA went up from about £80 to about £130 with a UTI in the previous 12 months.
Again only my experience's but the specialist disabled insurers were much more expensive than the mainstream ones.
My experience is that they shoudn't load the cover if you're SCI but will if you've had either a pressure sore or a UTI in the previous 12 months (at least that was with Tesco's) - My cover for a ski trip to the USA went up from about £80 to about £130 with a UTI in the previous 12 months.
Again only my experience's but the specialist disabled insurers were much more expensive than the mainstream ones.
Russ - T2complete
#3
Avocado Baby
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Posted 17 October 2006 - 07:27 PM
Try Insureandgo. They were good to me 
Paraplegic with Spina Bifida. Sensory and function level is T8. T11-L5 fusion 1993. Laminectomy and decompression T10 2006. Spinal fusion T8-T12 with instrumentation Feb 2007. Moderate kyphoscoliosis. Taking 75mg Lyrica 3xday for neuropathic pain.
#4
DaveP
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Posted 18 October 2006 - 10:32 AM
Hi Lucky
I work with a UK insurer that specialises in travel insurance for disabled people, Global Travel Insurance. If you go to my homepage you can download a PDF file and file in your details and email it to them.
Hope this helps....
Dave
I work with a UK insurer that specialises in travel insurance for disabled people, Global Travel Insurance. If you go to my homepage you can download a PDF file and file in your details and email it to them.
Hope this helps....
Dave
#5
Apparelyzed
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Posted 18 October 2006 - 10:41 AM
Try Sainsburys travel insurance.
I used them for my 6 week trip to New Zealand last year, and Barcelona and Lanzarote this year.
They were the best we could find, even after disclosing I am a C5/6 Quadriplegic, and we bought an annual family policy.
The policy premium for all three of us on a European annual policy with my Tetraplegia declared was £82.50.
The worldwide policy was about £160.00 I think, as I don't have the policy details any longer as I renewed it when it expired with just the European policy.
Simon
C5/6
I used them for my 6 week trip to New Zealand last year, and Barcelona and Lanzarote this year.
They were the best we could find, even after disclosing I am a C5/6 Quadriplegic, and we bought an annual family policy.
The policy premium for all three of us on a European annual policy with my Tetraplegia declared was £82.50.
The worldwide policy was about £160.00 I think, as I don't have the policy details any longer as I renewed it when it expired with just the European policy.
Simon
C5/6
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#6
Lucky
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Posted 18 October 2006 - 02:06 PM
Cheers guys....Keep em coming though, can't have enough options.
C-5 Incomplete, Diving Accident in Mexico. Walking with crutches, In controlled pain !
Big respect to all SCI people !
#7
Simon
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Posted 18 October 2006 - 03:21 PM
I have not used these firms but know of them
Chartwell insurance http://www.chartwellinsurance.co.uk/
Fish insurance http://www.fishadministration.co.uk/
Both claim to specialise in disability cover.
Good luck
Chartwell insurance http://www.chartwellinsurance.co.uk/
Fish insurance http://www.fishadministration.co.uk/
Both claim to specialise in disability cover.
Good luck
Accessible holiday villa including accessible transport and airport transfer
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<a rel="nofollow" href="http://www.ouricodomar.com" target="_blank">http://www.ouricodomar.com</a>
#8
milosh
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Posted 18 October 2006 - 07:55 PM
used swiss life and global travel. european and world-wide.
what they look for is your medical records [pressure sores, UTI, etc.]. if you don't have anything serious in the record lately, most insurers really don't care about disability.
what they look for is your medical records [pressure sores, UTI, etc.]. if you don't have anything serious in the record lately, most insurers really don't care about disability.
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