[dom]

hi,we all have reasons for going out to work but the main ones as i see are to get a better life financially and then friends/self-esteem and also an interesting job
now, at the age of 23 i had a job in a steelworks and took out a mortgage-a five bed end of terrace house for £38,000!! at the time i was earning £200 a week and i took in lodgers at £25 a week each and could easily afford the mortgage at £400 monthly,in actual fact i was making money and livng buckshee!!
i made a mistake and married at 26,[i was a bit naive] anyway she wanted to clear out all the lodgers which i did, and then she wanted to move back to her home town about ten miles away,the houses there were more expensive as it was on the mainland,i wanted to please her so i converted the house into three flats and sold them off in the 80s housing boom and bought a 3 bed semi in a nice road for £90,000
After 5 more years of working alone and supporting my wife [i was then running a successful staffing agency at the steel mill]i had paid off 4/5 of the mortgage and was looking forward to being mortgage free,she decided she wanted a divorce and my life came crashing down,i moved into a bedsit in my old town,lost all the work through deppression and a downturn in the steel industry
at the time i had one son with her and she was pregnant with the other one,after five years of contacts,ancillary relief,mortgage payment reductions,the house was finally sold,i rexeived £24,000-not enough to buy a one bed,and she got £40,000,she did'nt want to buy so she frizzled the money away on rented accomodation the rest £21,000? went on solicitors fees
since then i have had a few jobs but no real money and i feel my chance has gone to buy another property.i am 43 and knackered from all the 14hr shifts idid when building up the business,i feel i have been cheated in life and now my health is suffering i can't see the point of working now to pay rent and have nothing to show for it,yes i am bitter at the way life has treated me and i feel it was not my fault that i am in the predicament i am now in just bad choices and being too soft,

[dom]

btw the house price is now £250,000 ! what chance have i ever got of paying that?

[bigsmiles]

dom, on Oct 21 2006, 10:14 AM, said:

hi,we all have reasons for going out to work but the main ones as i see are to get a better life financially and then friends/self-esteem and also an interesting job
now, at the age of 23 i had a job in a steelworks and took out a mortgage-a five bed end of terrace house for £38,000!! at the time i was earning £200 a week and i took in lodgers at £25 a week each and could easily afford the mortgage at £400 monthly,in actual fact i was making money and livng buckshee!!
i made a mistake and married at 26,[i was a bit naive] anyway she wanted to clear out all the lodgers which i did, and then she wanted to move back to her home town about ten miles away,the houses there were more expensive as it was on the mainland,i wanted to please her so i converted the house into three flats and sold them off in the 80s housing boom and bought a 3 bed semi in a nice road for £90,000
After 5 more years of working alone and supporting my wife [i was then running a successful staffing agency at the steel mill]i had paid off 4/5 of the mortgage and was looking forward to being mortgage free,she decided she wanted a divorce and my life came crashing down,i moved into a bedsit in my old town,lost all the work through deppression and a downturn in the steel industry
at the time i had one son with her and she was pregnant with the other one,after five years of contacts,ancillary relief,mortgage payment reductions,the house was finally sold,i rexeived £24,000-not enough to buy a one bed,and she got £40,000,she did'nt want to buy so she frizzled the money away on rented accomodation the rest £21,000? went on solicitors fees
since then i have had a few jobs but no real money and i feel my chance has gone to buy another property.i am 43 and knackered from all the 14hr shifts idid when building up the business,i feel i have been cheated in life and now my health is suffering i can't see the point of working now to pay rent and have nothing to show for it,yes i am bitter at the way life has treated me and i feel it was not my fault that i am in the predicament i am now in just bad choices and being too soft,

Bitter....i know how you feel my friend...like you have been too soft and found myself down trodden many times in my life. Its only just recently ive come to realise that the choices we make map out our destiny, however at 39 i find myself as you put it knackered myself....work...work...and more work. Still i am at present lucky with my health so why i have that will keep going up that steep hill....some people are just luckier than others and things just fall into their laps and others end up picking up the crumbs. Chin up me old pal and take care x

[dom]

thanks very much for your kind words,i don't want to wallow in self pity but i'm glad i did'nt get a 'pick yourself up and dust yourself off'reply as i'm too fragile to slog my guts out again

[Jilly]

Hi Dom,

I know how you feel. Years ago, my ex pressured me into selling our house (which was nearly freehold) to buy a business. To cut a long story short, the business flopped, and the marriage too very soon after. I was left with two preschool kids, a pile of bills, no job and living with my parents. By the time the marriage bit the dust, there was nothing left to fight over.

I too miss owning my own place but have accepted that I will never own another one, and still live with my mum. House prices here have sky rocketed too. One day I will have to leave here and rent again, and the rents here are really high. I will probably end up living in a cardboard box down by the river!Lol!

[bigsmiles]

Same here really

[Dancingdolphin]

(((((((((((((((((Dom))))))))))))))))))........(thats hugs, btw!)

Life just ain't fair sometimes...sorry to hear your story...hopefully
your luck will change soon.